ZIP 95466 Property Distress & Foreclosure Data

Composite property distress in 95466 (Mendocino County, California) lands at 24/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (82/100). The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (38/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low. Structural exposure scores 53 and live distress 3 on the 0–100 scale.

The market reads peak — home values rose 1.2% year on year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

69% of housing is owner-occupied. Vacancy runs 42.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $672,400 (13.3× income, severely stretched). Around 49% of adults hold a bachelor's degree or higher. There are about 459 housing units across 95466. The poverty rate is 37.9% — high, a tax-stress and distress correlate. Rent burden reaches 23% of tenant households. At $52,614, median income runs below typical U.S. levels. About 582 people live here, median age 61. The demographic-stress sub-score lands at 54/100.

Net-net, 95466 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
53/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 95466

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

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