ZIP 95466 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95466 (Mendocino County, California) lands at 30/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (81/100). Property-level stress concentrates in construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (10/100) register low. On the structural side it scores 69/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

69% of housing is owner-occupied. Vacancy runs 42.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $672,400 (13.3× income, severely stretched). Educational attainment sits at 49% bachelor's-or-above. The ZIP holds roughly 459 housing units. Roughly 37.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 23% of renters are cost-burdened. At $52,614, median income runs below typical U.S. levels. 582 residents call 95466 home, typically aged 61. On demographic stress specifically, 95466 scores 54/100.

Taken together, 95466 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 95466 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 95466 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95466 can be compared directly against any other ZIP in Mendocino County, California or nationwide. Sparse data for 95466 shows as blanks, never estimates, and the score updates on every fresh public filing.

95466's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 95466 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.