ZIP 95417 Foreclosure, Tax-Lien & Distress Report

ZIP 95417's composite property-distress score is 30/100 - DLRadar classes that as moderate for Mendocino County, California. Latent structural risk is 69/100 while live distress already moving reads 0/100. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). institutional ownership (18/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (81/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 0.0%. There are about 52 housing units across 95417. 12.0% of residents fall below the poverty threshold. Owners hold 100% of homes, renters 0%. Population is roughly 208 with a median age of 21. On demographic stress specifically, 95417 scores 18/100. About 49% have a four-year degree.

Overall, 95417 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 95417's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 95417 shows as blanks, never estimates, and the score updates on every fresh public filing.

95417's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 95417 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.