ZIP 95420 Foreclosure, Tax-Lien & Distress Report
Mendocino County, California · High Vacancy market
Composite property distress in 95420 (Mendocino County, California) lands at 30/100 — moderate on DLRadar's distress scoring. On the structural side it scores 69/100, with 0/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100). Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (80/100)).
The market reads peak — home values held roughly flat year on year, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.
Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 35% of tenant households. The typical home is worth about $1,098,600. There are about 160 housing units across 95420. Owners hold 64% of homes, renters 36%. On demographic stress specifically, 95420 scores 44/100. The poverty rate is 3.2% — low. 349 residents call 95420 home, typically aged 62. About 66% have a four-year degree.
Net-net, 95420 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 95420 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 95420 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 95420 reflects the current record instead of a stale or modeled snapshot.
95420's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 95420 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 95420
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 95420 Stress Report snapshot
The live 95420 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Mendocino County
Nearest ZIP codes to 95420
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Mendocino County, California
Additional distress intelligence spanning Mendocino County, California by ZIP, county and state.
See every distressed parcel in 95420
Get every distressed property in 95420 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology