ZIP 95420 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95420 (Mendocino County, California) lands at 30/100 — moderate on DLRadar's public-record scoring. On the structural side it scores 69/100, with 0/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100). Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (81/100)).

The market reads peak — home values held roughly flat year on year, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 35% of tenant households. The typical home is worth about $1,098,600. There are about 160 housing units across 95420. Owners hold 64% of homes, renters 36%. On demographic stress specifically, 95420 scores 20/100. The poverty rate is 3.2% — low. 349 residents call 95420 home, typically aged 62. About 66% have a four-year degree.

Net-net, 95420 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 95420 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 95420 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 95420 reflects the current record instead of a stale or modeled snapshot.

95420's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 95420 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.