ZIP 95456 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 95456 (Mendocino County, California) at a moderate 30/100 for overall property distress. Its standout signals are construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (10/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (81/100). The split runs 69/100 structural to 3/100 active on the ground.

The peak-phase market in 95456 posted values that held roughly flat over the year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 776 housing units across 95456. About 64% have a four-year degree. The poverty rate is 3.7% — low. Rent burden reaches 60% of tenant households. Owners hold 66% of homes, renters 34%. Home values center near $539,100, an affordability ratio of 8.0× — stretched. On demographic stress specifically, 95456 scores 46/100. Vacancy runs 45.0%, above the national norm and a classic distress-and-opportunity signal. At $60,972, median income runs below typical U.S. levels. 965 residents call 95456 home, typically aged 50.

On the whole, 95456 leans distressed, with opportunity clustered in specific stressed parcels. 95456 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 95456 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 95456 stays directly comparable to neighboring ZIPs and the rest of Mendocino County, California. Sparse data for 95456 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 95456's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 95456 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.