ZIP 95456 Property Distress & Foreclosure Data

DLRadar grades ZIP 95456 (Mendocino County, California) at a low 24/100 for overall property distress. Property-level stress concentrates in structural risk (53/100), construction/permit lag (38/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (82/100). On the structural side it scores 53/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 776 housing units. About 64% have a four-year degree. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. Around 60% of renters are cost-burdened. The tenure split is 66% owner-occupied to 34% rented. A median home runs $539,100 here, or 8.0 times local income. On demographic stress specifically, 95456 scores 46/100. The vacancy rate is 45.0% — elevated. Households earn a median $60,972 — below the roughly $78,000 national figure. 965 residents call 95456 home, typically aged 50.

Taken together, 95456 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.