ZIP 95415 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95415 (Mendocino County, California) lands at 30/100 — moderate on DLRadar's public-record scoring. Structural risk reads 69/100 against active distress of 3/100. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (81/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 14% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,296 with a median age of 43. The tenure split is 60% owner-occupied to 40% rented. The vacancy rate is 34.8% — elevated. The demographic-stress sub-score lands at 54/100. Roughly 8.9% live below the poverty line. Households earn a median $54,423 — below the roughly $78,000 national figure. The ZIP holds roughly 464 housing units. Around 36% of renters are cost-burdened. The typical home is worth about $760,200 (11.7× income, severely stretched). Educational attainment sits at 28% bachelor's-or-above.

On the whole, 95415 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 95415 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 95415's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 95415 shows as blanks, never estimates, and the score updates on every fresh public filing.

95415's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 95415 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.