ZIP 95415 Property Distress & Foreclosure Data

DLRadar grades ZIP 95415 (Mendocino County, California) at a low 24/100 for overall property distress. Structural exposure scores 53 and live distress 3 on the 0–100 scale. Property-level stress concentrates in structural risk (53/100), construction/permit lag (38/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (82/100).

The market reads peak — home values rose 1.2% year on year, and 14% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,296 people live here, median age 43. 60% of housing is owner-occupied. Vacancy runs 34.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 54/100. The poverty rate is 8.9%. At $54,423, median income runs below typical U.S. levels. There are about 464 housing units across 95415. Rent burden reaches 36% of tenant households. The typical home is worth about $760,200 (11.7× income, severely stretched). Around 28% of adults hold a bachelor's degree or higher.

Net-net, 95415 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.