ZIP 95437 Property Distress & Foreclosure Data

In Mendocino County, California, ZIP 95437 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (82/100)). Its standout signals are structural risk (53/100), construction/permit lag (38/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100). Structural exposure scores 53 and live distress 3 on the 0–100 scale.

The peak-phase market in 95437 posted values that rose 1.2% over the year, and 5% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 53/100. Population is roughly 15,106 with a median age of 50. Educational attainment sits at 26% bachelor's-or-above. Owners hold 58% of homes, renters 42%. There are about 7,791 housing units across 95437. Home values center near $554,200, an affordability ratio of 9.8× — stretched. Rent burden reaches 46% of tenant households. Median household income is $55,061, below the U.S. median near $78,000. 12.7% of residents fall below the poverty threshold.

On the whole, 95437 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.