ZIP 95449 Property Distress & Foreclosure Data

Mendocino County, California's ZIP 95449 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (38/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100). Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (82/100)). On the structural side it scores 53/100, with 3/100 of stress already active.

The peak-phase market in 95449 posted values that rose 1.2% over the year, and 27% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

15.8% of residents fall below the poverty threshold. Owners hold 42% of homes, renters 58%. DLRadar's demographic-stress index for the area reads 52/100. Educational attainment sits at 16% bachelor's-or-above. The ZIP holds roughly 697 housing units. Population is roughly 1,828 with a median age of 36. Median household income is $80,149, near the U.S. median near $78,000. Home values center near $640,600, an affordability ratio of 7.5× — stretched. Around 63% of renters are cost-burdened. The vacancy rate is 17.3% — elevated.

On the whole, 95449 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.