ZIP 95449 Foreclosure, Tax-Lien & Distress Report

ZIP 95449's composite property-distress score is 30/100 - DLRadar classes that as moderate for Mendocino County, California. Property-level stress concentrates in construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (10/100) register low. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (81/100)). Structural risk reads 69/100 against active distress of 3/100.

The peak-phase market in 95449 posted values that held roughly flat over the year, and 27% higher over three years (phase confidence 12/100). Topping markets hide individual distress behind strong averages.

15.8% of residents fall below the poverty threshold. 42% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 52/100. Around 16% of adults hold a bachelor's degree or higher. There are about 697 housing units across 95449. Population is roughly 1,828 with a median age of 36. At $80,149, median income runs near typical U.S. levels. A median home runs $640,600 here, or 7.5 times local income. Around 63% of renters are cost-burdened. The vacancy rate is 17.3% — elevated.

On the whole, 95449 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 95449 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 95449's 30/100 can be lined up against any neighbor in Mendocino County, California or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 95449, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 95449 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. In workflow terms, 95449 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.