ZIP 95425 Property Distress & Foreclosure Data

Composite property distress in 95425 (Sonoma County, California) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (46/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and construction/permit lag (1/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). The latent-versus-live split is 46/100 structural and 3/100 already moving.

The peak-phase market in 95425 posted values that held roughly flat over the year, and 5% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 4,480 housing units. The vacancy rate is 1.9%. Around 32% of renters are cost-burdened. Educational attainment sits at 32% bachelor's-or-above. Owners hold 71% of homes, renters 29%. Home values center near $653,200, an affordability ratio of 6.0×. 4.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 34/100. Median household income is $107,281, above the U.S. median near $78,000. Population is roughly 11,410 with a median age of 45.

On balance 95425 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.