ZIP 95425 Foreclosure, Tax-Lien & Distress Report

In Sonoma County, California, ZIP 95425 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are structural risk (46/100), institutional ownership (19/100), mortgage stress (8/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). Structural exposure scores 46 and live distress 3 on the 0–100 scale.

Prices here sit in a peak phase: values rose 0.8% over the trailing year, and 5% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 4,480 housing units. The vacancy rate is 1.9%. Around 32% of renters are cost-burdened. Educational attainment sits at 32% bachelor's-or-above. The tenure split is 71% owner-occupied to 29% rented. The typical home is worth about $653,200 (6.0× income). 4.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 34/100. At $107,281, median income runs above typical U.S. levels. Population is roughly 11,410 with a median age of 45.

Net-net, 95425 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 95425 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 95425's 21/100 can be lined up against any neighbor in Sonoma County, California or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 95425, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

95425's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 95425 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.