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ZIP 95435 Foreclosure, Tax-Lien & Distress Report

Lake County, California · Distress market

In Lake County, California, ZIP 95435 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (70/100)). What sets it apart are the readings on structural risk (60/100), institutional ownership (46/100), construction/permit lag (29/100). On the quiet end sit construction/permit lag (29/100). Structurally it carries 60/100, against 0/100 of stress already in motion.

The peak-phase market in 95435 posted values that held roughly flat over the year (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 0.0% — low. About 0% have a four-year degree. Around 100% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 54/100. Vacancy runs 0.0%. 340 residents call 95435 home, typically aged 20. Owners hold 0% of homes, renters 100%.

On balance 95435 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 95435 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 95435 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95435 can be compared directly against any other ZIP in Lake County, California or nationwide. 95435 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

95435's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 95435 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

27/100
Composite stress
60/100
Structural risk
0/100
Distress activity

What is driving ZIP 95435’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk92
95435 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 95435 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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