ZIP 95426 Foreclosure, Tax-Lien & Distress Report
Lake County, California · High Vacancy market
DLRadar grades ZIP 95426 (Lake County, California) at a low 27/100 for overall property distress. Structural risk reads 60/100 against active distress of 7/100. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (70/100). What sets it apart are the readings on structural risk (60/100), institutional ownership (46/100), construction/permit lag (29/100). On the quiet end sit construction/permit lag (29/100) and mortgage stress (23/100).
The market reads peak — home values held roughly flat year on year, and 18% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 1,265 people live here, median age 60. The poverty rate is 6.9% — low. A median home runs $311,900 here, or 3.8 times local income. The vacancy rate is 43.0% — elevated. Around 31% of adults hold a bachelor's degree or higher. Median household income is $91,368, above the U.S. median near $78,000. The tenure split is 89% owner-occupied to 11% rented. On demographic stress specifically, 95426 scores 31/100. There are about 1,038 housing units across 95426. Rent burden reaches 36% of tenant households.
Net-net, 95426 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 95426 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 95426 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 95426 shows blanks, not estimates, wherever the record is sparse.
The 27/100 figure for 95426 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 95426 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 95426
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
95426 at a glance
The live 95426 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Lake County
More distress data near 95426
More ZIP, county and state distress intelligence connected to Lake County, California.
The complete 95426 distress and acquisition report
The full 95426 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology