ZIP 95426 Property Distress & Foreclosure Data

Lake County, California's ZIP 95426 registers 30/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 65 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (65/100), institutional ownership (52/100), construction/permit lag (41/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 18% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,265 residents call 95426 home, typically aged 60. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. A median home runs $311,900 here, or 3.8 times local income. Vacancy runs 43.0%, above the national norm and a classic distress-and-opportunity signal. About 31% have a four-year degree. Households earn a median $91,368 — above the roughly $78,000 national figure. The tenure split is 89% owner-occupied to 11% rented. On demographic stress specifically, 95426 scores 31/100. There are about 1,038 housing units across 95426. Rent burden reaches 36% of tenant households.

Taken together, 95426 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.