ZIP 95464 Property Distress & Foreclosure Data

In Lake County, California, ZIP 95464 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 65/100 against active distress of 7/100. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100)). Its standout signals are structural risk (65/100), institutional ownership (52/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (23/100).

The peak-phase market in 95464 posted values that rose 1.2% over the year, and 18% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,347 housing units across 95464. Home values center near $155,100, an affordability ratio of 2.1× — accessible. Median household income is $73,157, near the U.S. median near $78,000. Rent burden reaches 23% of tenant households. Vacancy runs 27.5%, above the national norm and a classic distress-and-opportunity signal. 17.4% of residents fall below the poverty threshold. Population is roughly 2,417 with a median age of 43. Educational attainment sits at 16% bachelor's-or-above. Owners hold 64% of homes, renters 36%. DLRadar's demographic-stress index for the area reads 29/100.

On the whole, 95464 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.