ZIP 95458 Property Distress & Foreclosure Data

Lake County, California's ZIP 95458 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (65/100), institutional ownership (52/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 65/100 structural and 7/100 already moving.

The peak-phase market in 95458 posted values that rose 1.2% over the year, and 3% lower over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $49,004, below the U.S. median near $78,000. Home values center near $249,500, an affordability ratio of 4.8×. 16.4% of residents fall below the poverty threshold. Educational attainment sits at 7% bachelor's-or-above. The ZIP holds roughly 2,152 housing units. DLRadar's demographic-stress index for the area reads 43/100. Around 66% of renters are cost-burdened. Population is roughly 3,365 with a median age of 42. The vacancy rate is 31.1% — elevated. Owners hold 73% of homes, renters 27%.

On the whole, 95458 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.