ZIP 95422 Foreclosure, Tax-Lien & Distress Report

ZIP 95422's composite property-distress score is 28/100 - DLRadar classes that as low for Lake County, California. Structural exposure scores 61 and live distress 7 on the 0–100 scale. The most distinctive pressure shows up in structural risk (61/100), institutional ownership (45/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (23/100). It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (67/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 2% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $217,000, an affordability ratio of 4.9×. Rent burden reaches 64% of tenant households. About 17,101 people live here, median age 36. 60% of housing is owner-occupied. Vacancy runs 25.9%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 24.7% — high, a tax-stress and distress correlate. There are about 8,173 housing units across 95422. On demographic stress specifically, 95422 scores 46/100. Educational attainment sits at 8% bachelor's-or-above. Households earn a median $42,080 — below the roughly $78,000 national figure.

Net-net, 95422 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 95422 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 95422 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Lake County, California and the nation. 95422 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

95422's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 95422 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.