ZIP 95422 Property Distress & Foreclosure Data

ZIP code 95422 in Lake County, California carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 65 and live distress 7 on the 0–100 scale. What sets it apart are the readings on structural risk (65/100), institutional ownership (52/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100)).

The peak-phase market in 95422 posted values that rose 1.2% over the year, and 2% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $217,000, an affordability ratio of 4.9×. Rent burden reaches 64% of tenant households. Population is roughly 17,101 with a median age of 36. Owners hold 60% of homes, renters 40%. Vacancy runs 25.9%, above the national norm and a classic distress-and-opportunity signal. 24.7% of residents fall below the poverty threshold. There are about 8,173 housing units across 95422. DLRadar's demographic-stress index for the area reads 46/100. Educational attainment sits at 8% bachelor's-or-above. Median household income is $42,080, below the U.S. median near $78,000.

On the whole, 95422 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.