Lake County, CA: Foreclosures, Tax Liens & Distressed Properties
Lake County, CA, California: 15 ZIP codes scored, Lake County, CA averaging 29/100 (low, Lake, CA), from 26 to 29. Lake County, CA is in its peak phase (Lake, CA confidence 12/100): Lake, CA home prices up 0.4% (Lake, CA) over twelve months. Lake County, CA lender headwind: 27/100.
Highest-scoring Lake County, CA ZIPs: 95422 (29/100), 95423 (29/100), 95426 (29/100), 95435 (29/100), 95443 (29/100), 95451 (29/100). Also scored in Lake County, CA: 95453, 95457, 95458, 95461, 95464, 95467, 95485, 95493, 95469.
Across Lake County, CA's scored ZIPs: median home value $367,385, household income $60,469, 24.9% vacancy, 17.7% poverty, 69% owner-occupied, median age 44.1.
Lake County, CA insurance distress 65/100 (#783 in the US); FEMA hazard 63/100 for Lake, CA; 3 federal disaster declarations in Lake County, CA since 2023; 7 Lake, CA NFIP flood claims, $38K paid; Lake, CA construction distress 37/100.
7 banks with 11 branches lend in Lake County, CA; Lake, CA weighted bank stress 57/100, highest 72/100 in Lake, CA.
Lake County, CA unemployment 7.2% (Lake, CA -0.7 pts, six months); 115 new housing units permitted in Lake County, CA over twelve months, Lake, CA up 13% from 102; Lake, CA home prices +3.2% a year (Lake, CA) over three years.
34,400 housing units in Lake County, CA; 7,663 Lake, CA renter households; 49% of Lake, CA renters spend 30%+ of income on rent, 24% (Lake, CA) half or more.
Lake County, CA ranks #404 nationally on the opportunity index (Lake, CA, among all ranked counties); Lake, CA scores 34.0/100 and Lake, CA sits #3 inside California. Lake, CA is in the peak_opportunity opportunity phase; Lake, CA's primary driver is vacancy, Lake, CA second driver bank institutional; Lake, CA moved up 126 places. 10 short-sale listings across Lake, CA; 72 days on market observed in Lake, CA; 21.8% vacancy over 15 Lake, CA ZIPs.
No CFPB county sample covers Lake County, CA. The non-metro area reading for Lake, CA: 0.6% ninety-plus days late; Lake, CA's thirty-to-eighty-nine share is 1.7% (Lake, CA, December 2025 data); California overall 0.5%.
Lake County, CA has 3 watched banks; 3 Lake, CA banks sit in an elevated band. Lake, CA footprints: Westamerica Bank (4 branches, stress 52) in Lake, CA; Svg Bank Of Mendocino County (1 branch, stress 52) in Lake, CA; Tri Counties Bank (1 branch, stress 49) in Lake, CA.
HUD lists 3 assisted multifamily properties in Lake County, CA with 64 units; 63 Lake, CA units are assisted, 1 Lake, CA properties under project-based Section 8.
7,460 of the 34,400 housing units in Lake, CA sit vacant. Lake County, CA permitted 64 multifamily units in twelve months; Lake, CA's one-to-four unit structures added 51 units in Lake County, CA.