ZIP 95423 Property Distress & Foreclosure Data

In Lake County, California, ZIP 95423 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (65/100), institutional ownership (52/100), construction/permit lag (41/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100). On the structural side it scores 65/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 14% lower over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 24.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 21% have a four-year degree. Households earn a median $43,170 — below the roughly $78,000 national figure. A median home runs $293,600 here, or 6.6 times local income. The tenure split is 69% owner-occupied to 31% rented. 3,432 residents call 95423 home, typically aged 56. The ZIP holds roughly 2,464 housing units. On demographic stress specifically, 95423 scores 46/100. Around 45% of renters are cost-burdened. The vacancy rate is 33.9% — elevated.

Taken together, 95423 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.