ZIP 95423 Foreclosure, Tax-Lien & Distress Report

ZIP 95423's composite property-distress score is 27/100 - DLRadar classes that as low for Lake County, California. Property-level stress concentrates in structural risk (60/100), institutional ownership (46/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (23/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (70/100). Structural risk reads 60/100 against active distress of 7/100.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 14% lower over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 24.9% — high, a tax-stress and distress correlate. Educational attainment sits at 21% bachelor's-or-above. Households earn a median $43,170 — below the roughly $78,000 national figure. The typical home is worth about $293,600 (6.6× income). The tenure split is 69% owner-occupied to 31% rented. 3,432 residents call 95423 home, typically aged 56. There are about 2,464 housing units across 95423. The demographic-stress sub-score lands at 46/100. Around 45% of renters are cost-burdened. The vacancy rate is 33.9% — elevated.

Taken together, 95423 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 95423 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 95423's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 95423 reflects the current record instead of a stale or modeled snapshot.

Behind 95423's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 95423 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.