ZIP 95453 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95453 (Lake County, California) lands at 28/100 — low on DLRadar's distress scoring. The latent-versus-live split is 62/100 structural and 7/100 already moving. Its standout signals are structural risk (62/100), institutional ownership (46/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (23/100). It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (67/100), FEMA disaster exposure (60/100).

The peak-phase market in 95453 posted values that held roughly flat over the year, and 2% lower over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 75% owner-occupied to 25% rented. Vacancy runs 15.1%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 11,888 with a median age of 44. The poverty rate is 14.8%. There are about 5,443 housing units across 95453. On demographic stress specifically, 95453 scores 37/100. Around 37% of renters are cost-burdened. Around 24% of adults hold a bachelor's degree or higher. Home values center near $403,300, an affordability ratio of 5.6×. Households earn a median $66,775 — below the roughly $78,000 national figure.

On the whole, 95453 leans distressed, with opportunity clustered in specific stressed parcels. While 95453 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 95453 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95453 can be compared directly against any other ZIP in Lake County, California or nationwide. Sparse data for 95453 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 95453 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For an operator, 95453 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.