ZIP 95453 Property Distress & Foreclosure Data

Lake County, California's ZIP 95453 registers 30/100 composite distress, which DLRadar reads as moderate. Structural risk reads 65/100 against active distress of 7/100. The most distinctive pressure shows up in structural risk (65/100), institutional ownership (52/100), construction/permit lag (41/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 2% lower over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 75% owner-occupied to 25% rented. Vacancy runs 15.1%, above the national norm and a classic distress-and-opportunity signal. 11,888 residents call 95453 home, typically aged 44. Roughly 14.8% live below the poverty line. There are about 5,443 housing units across 95453. On demographic stress specifically, 95453 scores 37/100. Rent burden reaches 37% of tenant households. About 24% have a four-year degree. A median home runs $403,300 here, or 5.6 times local income. Households earn a median $66,775 — below the roughly $78,000 national figure.

Taken together, 95453 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

30/100
Composite stress
65/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 95453

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk92
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Lake County

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