ZIP 95485 Property Distress & Foreclosure Data

Lake County, California's ZIP 95485 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (65/100), institutional ownership (52/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100)). On the structural side it scores 65/100, with 7/100 of stress already active.

The peak-phase market in 95485 posted values that rose 1.2% over the year, and 1% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 1,355 housing units. Median household income is $84,583, near the U.S. median near $78,000. Educational attainment sits at 16% bachelor's-or-above. Around 26% of renters are cost-burdened. Owners hold 73% of homes, renters 27%. 14.8% of residents fall below the poverty threshold. Home values center near $370,100, an affordability ratio of 4.3×. Population is roughly 2,900 with a median age of 45. The vacancy rate is 9.0%.

On balance 95485 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.