ZIP 95485 Foreclosure, Tax-Lien & Distress Report

Lake County, California's ZIP 95485 registers 27/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (60/100), institutional ownership (46/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (23/100) register low. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (70/100)). Structural exposure scores 60 and live distress 7 on the 0–100 scale.

The peak-phase market in 95485 posted values that held roughly flat over the year, and 1% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 32/100. There are about 1,355 housing units across 95485. At $84,583, median income runs near typical U.S. levels. About 16% have a four-year degree. Around 26% of renters are cost-burdened. The tenure split is 73% owner-occupied to 27% rented. Roughly 14.8% live below the poverty line. Home values center near $370,100, an affordability ratio of 4.3×. About 2,900 people live here, median age 45. The vacancy rate is 9.0%.

Overall, 95485 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 95485 at the moment; the composite and its components are still built from verifiable public records.

Whether 95485 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95485 can be compared directly against any other ZIP in Lake County, California or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 95485 shows blanks, not estimates, wherever the record is sparse.

Behind 95485's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 95485 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.