ZIP 95470 Property Distress & Foreclosure Data

Composite property distress in 95470 (Mendocino County, California) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (38/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100). On the structural side it scores 53/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (82/100)).

The peak-phase market in 95470 posted values that rose 1.2% over the year, and 1% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

27.6% of residents fall below the poverty threshold. Educational attainment sits at 18% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 51/100. Home values center near $627,500, an affordability ratio of 8.0× — stretched. Median household income is $66,516, below the U.S. median near $78,000. Population is roughly 6,122 with a median age of 37. Around 55% of renters are cost-burdened. The ZIP holds roughly 2,445 housing units. The vacancy rate is 8.8%. Owners hold 67% of homes, renters 33%.

On the whole, 95470 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.