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ZIP 95470 Foreclosure, Tax-Lien & Distress Report

Mendocino County, California · High Poverty market

Composite property distress in 95470 (Mendocino County, California) lands at 30/100 — moderate on DLRadar's public-record scoring. The pressure is most legible in construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (10/100). Structurally it carries 69/100, against 3/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (81/100)).

The market reads peak — home values held roughly flat year on year, and 1% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

27.6% of residents fall below the poverty threshold. About 18% have a four-year degree. DLRadar's demographic-stress index for the area reads 51/100. Home values center near $627,500, an affordability ratio of 8.0× — stretched. Households earn a median $66,516 — below the roughly $78,000 national figure. 6,122 residents call 95470 home, typically aged 37. Around 55% of renters are cost-burdened. The ZIP holds roughly 2,445 housing units. The vacancy rate is 8.8%. The tenure split is 67% owner-occupied to 33% rented.

On the whole, 95470 leans distressed, with opportunity clustered in specific stressed parcels. 95470 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 95470's 30/100 can be lined up against any neighbor in Mendocino County, California or any ZIP coast to coast. Sparse data for 95470 shows as blanks, never estimates, and the score updates on every fresh public filing.

95470's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 95470 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

30/100
Composite stress
69/100
Structural risk
3/100
Distress activity

What is driving ZIP 95470’s distress

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk93
95470 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 95470 by the numbers

The live 95470 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Mendocino County ZIPs near 95470

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