ZIP 95469 Property Distress & Foreclosure Data

In Mendocino County, California, ZIP 95469 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 58/100 structural and 4/100 already moving. Its standout signals are structural risk (58/100), construction/permit lag (40/100), institutional ownership (31/100). By contrast, institutional ownership (31/100) and mortgage stress (14/100) register low.

The market reads peak — home values rose 1.2% year on year, and 4% lower over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Around 53% of renters are cost-burdened. The demographic-stress sub-score lands at 49/100. At $66,402, median income runs below typical U.S. levels. The vacancy rate is 30.3% — elevated. The typical home is worth about $529,200 (8.9× income, severely stretched). 67% of housing is owner-occupied. Around 35% of adults hold a bachelor's degree or higher. About 1,503 people live here, median age 50. The poverty rate is 5.4% — low. The ZIP holds roughly 871 housing units.

Net-net, 95469 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.