ZIP 95493 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95493 (Lake County, California) lands at 27/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 60/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (70/100)). Leading the profile are structural risk (60/100), institutional ownership (46/100), construction/permit lag (29/100). On the quiet end sit construction/permit lag (29/100) and mortgage stress (23/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $97,500, above the U.S. median near $78,000. The vacancy rate is 26.1% — elevated. 0.0% of residents fall below the poverty threshold. Population is roughly 91 with a median age of 62. There are about 88 housing units across 95493. A median home runs $625,000 here, or 7.7 times local income. Around 18% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 41/100. 100% of housing is owner-occupied.

Taken together, 95493 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 95493 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 95493 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 95493 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 for 95493 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 95493 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.