ZIP 95493 Property Distress & Foreclosure Data

Composite property distress in 95493 (Lake County, California) lands at 30/100 — moderate on DLRadar's public-record scoring. Structural risk reads 65/100 against active distress of 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100). The sharpest non-environmental signals are structural risk (65/100), institutional ownership (52/100), construction/permit lag (41/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values rose 1.2% year on year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $97,500, median income runs above typical U.S. levels. Vacancy runs 26.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 0.0% — low. About 91 people live here, median age 62. There are about 88 housing units across 95493. The typical home is worth about $625,000 (7.7× income, severely stretched). Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 41/100. 100% of housing is owner-occupied.

Net-net, 95493 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

30/100
Composite stress
65/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 95493

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk92
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Lake County

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