ZIP 95457 Foreclosure, Tax-Lien & Distress Report

ZIP code 95457 in Lake County, California carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 60/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (70/100). The pressure is most legible in structural risk (60/100), institutional ownership (46/100), construction/permit lag (29/100). On the quiet end sit construction/permit lag (29/100) and mortgage stress (23/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 11% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $488,800 (7.9× income, severely stretched). Owners hold 76% of homes, renters 24%. Population is roughly 3,036 with a median age of 57. Around 22% of adults hold a bachelor's degree or higher. Vacancy runs 21.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 95457 scores 47/100. Median household income is $52,266, below the U.S. median near $78,000. The poverty rate is 19.9% — high, a tax-stress and distress correlate. The ZIP holds roughly 1,689 housing units. Around 44% of renters are cost-burdened.

Taken together, 95457 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 95457 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 95457's 27/100 can be lined up against any neighbor in Lake County, California or any ZIP coast to coast. Sparse data for 95457 shows as blanks, never estimates, and the score updates on every fresh public filing.

95457's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 95457 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.