ZIP 95457 Property Distress & Foreclosure Data

Composite property distress in 95457 (Lake County, California) lands at 30/100 — moderate on DLRadar's public-record scoring. Structural risk reads 65/100 against active distress of 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100). The sharpest non-environmental signals are structural risk (65/100), institutional ownership (52/100), construction/permit lag (41/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values rose 1.2% year on year, and 11% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $488,800 (7.9× income, severely stretched). 76% of housing is owner-occupied. About 3,036 people live here, median age 57. Around 22% of adults hold a bachelor's degree or higher. Vacancy runs 21.2%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 47/100. At $52,266, median income runs below typical U.S. levels. The poverty rate is 19.9% — high, a tax-stress and distress correlate. There are about 1,689 housing units across 95457. Rent burden reaches 44% of tenant households.

Net-net, 95457 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.