ZIP 95451 Property Distress & Foreclosure Data

DLRadar grades ZIP 95451 (Lake County, California) at a moderate 30/100 for overall property distress. Structural exposure scores 65 and live distress 7 on the 0–100 scale. Property-level stress concentrates in structural risk (65/100), institutional ownership (52/100), construction/permit lag (41/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 1.2% year on year, and 4% lower over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 6,401 housing units across 95451. The poverty rate is 11.6%. 72% of housing is owner-occupied. At $65,417, median income runs below typical U.S. levels. The typical home is worth about $352,000 (5.2× income). The demographic-stress sub-score lands at 38/100. About 12,793 people live here, median age 43. Rent burden reaches 41% of tenant households. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. Around 19% of adults hold a bachelor's degree or higher.

Net-net, 95451 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.