ZIP 95461 Property Distress & Foreclosure Data

Composite property distress in 95461 (Lake County, California) lands at 30/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (65/100), institutional ownership (52/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 65/100 structural and 7/100 already moving.

The peak-phase market in 95461 posted values that rose 1.2% over the year, and 15% lower over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 19.9% — elevated. Owners hold 71% of homes, renters 29%. The ZIP holds roughly 1,453 housing units. Educational attainment sits at 24% bachelor's-or-above. 9.8% of residents fall below the poverty threshold. Home values center near $387,400, an affordability ratio of 4.7×. Median household income is $81,830, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 34/100. Around 31% of renters are cost-burdened. Population is roughly 3,720 with a median age of 47.

On the whole, 95461 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.