ZIP 94574 Property Distress & Foreclosure Data

DLRadar grades ZIP 94574 (Napa County, California) at a low 26/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 59/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (69/100), structural risk (59/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 0.7% over the trailing year, and 6% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 56% have a four-year degree. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 4,135 housing units. Around 49% of renters are cost-burdened. A median home runs $1,637,800 here, or 13.4 times local income. The vacancy rate is 19.9% — elevated. On demographic stress specifically, 94574 scores 49/100. The tenure split is 66% owner-occupied to 34% rented. Households earn a median $139,779 — above the roughly $78,000 national figure. 7,646 residents call 94574 home, typically aged 48.

Taken together, 94574 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.