ZIP 94599 Property Distress & Foreclosure Data

Napa County, California's ZIP 94599 registers 26/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (66/100). The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (59/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. Structural risk reads 59/100 against active distress of 2/100.

The market reads peak — home values rose 0.7% year on year, and 19% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 15.4%, above the national norm and a classic distress-and-opportunity signal. 66% of housing is owner-occupied. About 3,388 people live here, median age 65. Around 41% of adults hold a bachelor's degree or higher. At $79,696, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 47/100. The typical home is worth about $808,900 (9.5× income, severely stretched). There are about 1,850 housing units across 94599. The poverty rate is 11.5%. Rent burden reaches 38% of tenant households.

Net-net, 94599 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.