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ZIP 94599 Foreclosure, Tax-Lien & Distress Report

Napa County, California · High Vacancy market

ZIP code 94599 in Napa County, California carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (65/100). Its heaviest discrete signals: structural risk (53/100), construction/permit lag (47/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). The latent-versus-live split is 53/100 structural and 2/100 already moving.

The contraction-phase market in 94599 posted values that fell 2.1% over the year, 2.1% off the recent peak, and 19% higher over three years (phase confidence 44/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Vacancy runs 15.4%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 66% owner-occupied to 34% rented. About 3,388 people live here, median age 65. Educational attainment sits at 41% bachelor's-or-above. Households earn a median $79,696 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 47/100. A median home runs $808,900 here, or 9.5 times local income. The ZIP holds roughly 1,850 housing units. The poverty rate is 11.5%. Rent burden reaches 38% of tenant households.

Taken together, 94599 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 94599 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 94599 can be compared directly against any other ZIP in Napa County, California or nationwide. Sparse data for 94599 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 24/100 figure for 94599 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 94599 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

24/100
Composite stress
53/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 94599

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk95
Another 9 scored dimensions sit behind 94599

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 94599 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Napa County

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Other reports tied to Napa County, California — ZIP, county and statewide.

Unlock parcel-level detail for ZIP 94599

Every distressed parcel in 94599 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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