ZIP 95442 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95442 (Sonoma County, California) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). Its heaviest discrete signals: structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. On the structural side it scores 47/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 5% higher over three years, at 13/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $1,328,100, an affordability ratio of 10.3× — stretched. There are about 1,781 housing units across 95442. 2,986 residents call 95442 home, typically aged 58. 72% of housing is owner-occupied. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. Median household income is $131,696, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 50/100. Educational attainment sits at 55% bachelor's-or-above. Around 54% of renters are cost-burdened. Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 95442 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 95442 at the moment; the composite and its components are still built from verifiable public records.

Whether 95442 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95442 can be compared directly against any other ZIP in Sonoma County, California or nationwide. Where the public record is thin for 95442, the field stays empty rather than modeled, and fills in as new documents post.

95442's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 95442 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.