ZIP 95442 Property Distress & Foreclosure Data

DLRadar grades ZIP 95442 (Sonoma County, California) at a low 21/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). Property-level stress concentrates in structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and construction/permit lag (1/100) register low. Structural risk reads 47/100 against active distress of 3/100.

The market reads peak — home values held roughly flat year on year, and 5% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $1,328,100 (10.3× income, severely stretched). There are about 1,781 housing units across 95442. About 2,986 people live here, median age 58. 72% of housing is owner-occupied. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. At $131,696, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 50/100. Around 55% of adults hold a bachelor's degree or higher. Rent burden reaches 54% of tenant households. The poverty rate is 16.3% — high, a tax-stress and distress correlate.

Net-net, 95442 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.