ZIP 95462 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95462 (Sonoma County, California) lands at 21/100 — low on DLRadar's public-record scoring. Structural exposure scores 47 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (88/100)). Its heaviest discrete signals: structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The peak-phase market in 95462 posted values that rose 0.9% over the year, and 4% lower over three years, at 13/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 37.2% — elevated. There are about 960 housing units across 95462. 80% of housing is owner-occupied. Educational attainment sits at 39% bachelor's-or-above. 1,122 residents call 95462 home, typically aged 63. At $68,333, median income runs below typical U.S. levels. Home values center near $680,900, an affordability ratio of 10.4× — stretched. On demographic stress specifically, 95462 scores 52/100. The poverty rate is 11.3%. Around 51% of renters are cost-burdened.

Net-net, 95462 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95462 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 95462's 21/100 can be lined up against any neighbor in Sonoma County, California or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 95462 shows blanks, not estimates, wherever the record is sparse.

The 21/100 figure for 95462 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 95462 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.