ZIP 95492 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 95492 in Sonoma County, California comes in at 21, a low composite-distress reading. Its heaviest discrete signals: structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 47/100 structural and 3/100 already moving.

The market reads peak — home values rose 0.9% year on year, and 7% higher over three years, at 13/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $131,022, median income runs above typical U.S. levels. On demographic stress specifically, 95492 scores 36/100. Owners hold 75% of homes, renters 25%. There are about 10,128 housing units across 95492. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 35% bachelor's-or-above. A median home runs $810,200 here, or 5.9 times local income. Vacancy runs 3.7%. Rent burden reaches 45% of tenant households. 27,455 residents call 95492 home, typically aged 42.

Overall, 95492 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 95492 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 95492's 21/100 can be lined up against any neighbor in Sonoma County, California or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 95492, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 95492's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 95492 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.