ZIP 95492 Property Distress & Foreclosure Data

DLRadar grades ZIP 95492 (Sonoma County, California) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). mortgage stress (9/100) and construction/permit lag (1/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). On the structural side it scores 47/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 7% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $131,022 — above the roughly $78,000 national figure. On demographic stress specifically, 95492 scores 36/100. The tenure split is 75% owner-occupied to 25% rented. The ZIP holds roughly 10,128 housing units. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. About 35% have a four-year degree. A median home runs $810,200 here, or 5.9 times local income. The vacancy rate is 3.7%. Around 45% of renters are cost-burdened. 27,455 residents call 95492 home, typically aged 42.

Overall, 95492 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.