ZIP 95403 Property Distress & Foreclosure Data

Sonoma County, California's ZIP 95403 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and construction/permit lag (1/100) register low. The latent-versus-live split is 47/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100).

The market reads peak — home values held roughly flat year on year, and 5% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 42/100. The vacancy rate is 5.3%. At $94,480, median income runs above typical U.S. levels. Around 27% of adults hold a bachelor's degree or higher. Around 42% of renters are cost-burdened. The ZIP holds roughly 17,832 housing units. The poverty rate is 10.2%. About 45,570 people live here, median age 39. The typical home is worth about $693,000 (6.9× income). 55% of housing is owner-occupied.

Net-net, 95403 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.