ZIP 95403 Foreclosure, Tax-Lien & Distress Report
Sonoma County, California · High Value market
In Sonoma County, California, ZIP 95403 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. The sharpest non-environmental signals are structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Latent structural risk is 47/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100).
The peak-phase market in 95403 posted values that rose 0.9% over the year, and 5% higher over three years (phase confidence 13/100). Topping markets hide individual distress behind strong averages.
On demographic stress specifically, 95403 scores 42/100. The vacancy rate is 5.3%. Median household income is $94,480, above the U.S. median near $78,000. Educational attainment sits at 27% bachelor's-or-above. Rent burden reaches 42% of tenant households. There are about 17,832 housing units across 95403. Roughly 10.2% live below the poverty line. About 45,570 people live here, median age 39. The typical home is worth about $693,000 (6.9× income). Owners hold 55% of homes, renters 45%.
On balance 95403 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 95403 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 95403 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 95403, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
95403's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 95403 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 95403
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 95403 by the numbers
The live 95403 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Sonoma County
Nearest ZIP codes to 95403
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Sonoma County, California — ZIP, county and statewide.
See every distressed parcel in 95403
See who owns each distressed property in 95403, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology