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ZIP 95412 Foreclosure, Tax-Lien & Distress Report

Sonoma County, California · High Vacancy market

ZIP 95412's composite property-distress score is 21/100 - DLRadar classes that as low for Sonoma County, California. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). The split runs 47/100 structural to 0/100 active on the ground. The pressure is most legible in structural risk (47/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) register low.

The market reads peak — home values rose 0.9% year on year (phase confidence 13/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 227 people live here, median age 41. The vacancy rate is 28.6% — elevated. 19.8% of residents fall below the poverty threshold. About 55% have a four-year degree. The ZIP holds roughly 171 housing units. A median home runs $716,900 here. DLRadar's demographic-stress index for the area reads 21/100. Owners hold 66% of homes, renters 34%. Around 0% of renters are cost-burdened.

Taken together, 95412 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 95412 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 95412 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 95412 stays directly comparable to neighboring ZIPs and the rest of Sonoma County, California. Where the public record is thin for 95412, the field stays empty rather than modeled, and fills in as new documents post.

95412's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 95412 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

21/100
Composite stress
47/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 95412

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk99
95412 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

95412 at a glance

A live read on 95412: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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