ZIP 95431 Foreclosure, Tax-Lien & Distress Report
Sonoma County, California · Distress market
ZIP 95431's composite property-distress score is 21/100 - DLRadar classes that as low for Sonoma County, California. Structural exposure scores 47 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). Property-level stress concentrates in structural risk (47/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) register low.
The peak-phase market in 95431 posted values that rose 0.9% over the year (phase confidence 13/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
DLRadar's demographic-stress index for the area reads 95/100. 47 residents call 95431 home, typically aged 58. Around 0% of adults hold a bachelor's degree or higher.
Net-net, 95431 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 95431 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 95431's 21/100 can be lined up against any neighbor in Sonoma County, California or any ZIP coast to coast. Sparse data for 95431 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 21/100 for 95431 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 95431 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 95431 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
95431 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 95431, the same set carried on every parcel.
Sonoma County ZIPs near 95431
Nearest ZIP codes to 95431
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Sonoma County, California.
See every distressed parcel in 95431
Open 95431 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology