ZIP 95446 Foreclosure, Tax-Lien & Distress Report
Sonoma County, California · High Vacancy market
DLRadar grades ZIP 95446 (Sonoma County, California) at a low 21/100 for overall property distress. On the structural side it scores 47/100, with 3/100 of stress already active. What sets it apart are the readings on structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100).
Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 4% lower over three years (phase confidence 13/100). Topping markets hide individual distress behind strong averages.
About 4,808 people live here, median age 53. Households earn a median $88,643 — above the roughly $78,000 national figure. There are about 3,252 housing units across 95446. The tenure split is 69% owner-occupied to 31% rented. The demographic-stress sub-score lands at 42/100. Rent burden reaches 59% of tenant households. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal. 7.8% of residents fall below the poverty threshold. The typical home is worth about $610,600 (6.6× income). Educational attainment sits at 40% bachelor's-or-above.
On the whole, 95446 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 95446's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 95446 shows blanks, not estimates, wherever the record is sparse.
95446's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 95446 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 95446
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
95446 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Each signal above is traceable to an open dataset · methodology