ZIP 95446 Property Distress & Foreclosure Data

In Sonoma County, California, ZIP 95446 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 47/100 against active distress of 3/100. Its standout signals are structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and construction/permit lag (1/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (88/100)).

The peak-phase market in 95446 posted values that held roughly flat over the year, and 4% lower over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 4,808 with a median age of 53. Median household income is $88,643, above the U.S. median near $78,000. There are about 3,252 housing units across 95446. Owners hold 69% of homes, renters 31%. DLRadar's demographic-stress index for the area reads 42/100. Rent burden reaches 59% of tenant households. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal. 7.8% of residents fall below the poverty threshold. Home values center near $610,600, an affordability ratio of 6.6×. Educational attainment sits at 40% bachelor's-or-above.

On the whole, 95446 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.