ZIP 95476 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 95476 in Sonoma County, California comes in at 21, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (88/100)). The latent-versus-live split is 47/100 structural and 3/100 already moving. Its heaviest discrete signals: structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted.

Prices here sit in a peak phase: values rose 0.8% over the trailing year, and 2% higher over three years, at 13/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 41% have a four-year degree. 8.1% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 44/100. Around 47% of renters are cost-burdened. Median household income is $108,322, above the U.S. median near $78,000. About 35,139 people live here, median age 53. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Owners hold 67% of homes, renters 33%. The ZIP holds roughly 17,223 housing units. A median home runs $896,900 here, or 8.2 times local income.

Overall, 95476 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 95476 at the moment; the composite and its components are still built from verifiable records.

The 95476 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 95476 stays directly comparable to neighboring ZIPs and the rest of Sonoma County, California. Every figure is auditable to a public dataset and refreshed as records update; 95476 shows blanks, not estimates, wherever the record is sparse.

Behind 95476's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 95476 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.