ZIP 94945 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 94945 in Marin County, California comes in at 28, a low composite-distress reading. The sharpest non-environmental signals are structural risk (64/100), construction/permit lag (63/100), institutional ownership (22/100). On the quiet end sit institutional ownership (22/100) and mortgage stress (9/100). Structurally it carries 64/100, against 3/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (96/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 7% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $109,750, median income runs above typical U.S. levels. Home values center near $1,124,100, an affordability ratio of 10.0× — stretched. Around 44% of renters are cost-burdened. Vacancy runs 3.6%. 7.4% of residents fall below the poverty threshold. About 52% have a four-year degree. The demographic-stress sub-score lands at 47/100. The tenure split is 72% owner-occupied to 28% rented. 17,280 residents call 94945 home, typically aged 51. There are about 7,343 housing units across 94945.

Overall, 94945 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 94945 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 94945 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 94945 can be compared directly against any other ZIP in Marin County, California or nationwide. Where the record is thin for 94945, the field stays empty rather than modeled, and fills in as new documents post.

94945's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 94945 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.