ZIP 94920 Foreclosure, Tax-Lien & Distress Report

In Marin County, California, ZIP 94920 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (96/100). Property-level stress concentrates in structural risk (63/100), construction/permit lag (62/100), institutional ownership (22/100). institutional ownership (22/100) and mortgage stress (9/100) stay muted. Structurally it carries 63/100, against 3/100 of stress already in motion.

Prices here sit in a peak phase: values held roughly flat over the trailing year, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $2,000,000, an affordability ratio of 8.4× — stretched. DLRadar's demographic-stress index for the area reads 38/100. Population is roughly 12,682 with a median age of 51. Vacancy runs 14.5%, above the national norm and a classic distress-and-opportunity signal. Owners hold 73% of homes, renters 27%. The ZIP holds roughly 5,816 housing units. At $238,304, median income runs above typical U.S. levels. Around 35% of renters are cost-burdened. Around 80% of adults hold a bachelor's degree or higher. Roughly 2.4% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 94920 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 94920 at the moment; the composite and its components are still built from verifiable records.

Whether 94920 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 94920 can be compared directly against any other ZIP in Marin County, California or nationwide. Where the record is thin for 94920, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 94920 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. In workflow terms, 94920 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.