ZIP 94107 Foreclosure, Tax-Lien & Distress Report

In San Francisco County, California, ZIP 94107 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on structural risk (50/100), construction/permit lag (22/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Structural exposure scores 50 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (72/100).

The market reads peak — home values held roughly flat year on year, and 1% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $186,123, above the U.S. median near $78,000. Around 28% of renters are cost-burdened. 8.3% of residents fall below the poverty threshold. Vacancy runs 16.2%, above the national norm and a classic distress-and-opportunity signal. 30,190 residents call 94107 home, typically aged 36. 36% of housing is owner-occupied. About 77% have a four-year degree. DLRadar's demographic-stress index for the area reads 36/100. The ZIP holds roughly 19,605 housing units. A median home runs $1,222,500 here, or 6.6 times local income.

Net-net, 94107 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 94107 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 94107's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 94107, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 94107's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 94107 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.