ZIP 94107 Property Distress & Foreclosure Data

San Francisco County, California's ZIP 94107 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. On the structural side it scores 44/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (72/100).

The market reads peak — home values rose 1.2% year on year, and 1% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

At $186,123, median income runs above typical U.S. levels. Around 28% of renters are cost-burdened. The poverty rate is 8.3%. The vacancy rate is 16.2% — elevated. About 30,190 people live here, median age 36. 36% of housing is owner-occupied. Around 77% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 36/100. The ZIP holds roughly 19,605 housing units. The typical home is worth about $1,222,500 (6.6× income).

Net-net, 94107 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.