ZIP 94124 Foreclosure, Tax-Lien & Distress Report

San Francisco County, California's ZIP 94124 registers 21/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 46/100 structural and 3/100 already moving. The sharpest non-environmental signals are structural risk (46/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (83/100).

The peak-phase market in 94124 posted values that held roughly flat over the year, and 10% lower over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 6.8%. DLRadar's demographic-stress index for the area reads 55/100. Owners hold 50% of homes, renters 50%. About 27% have a four-year degree. 36,226 residents call 94124 home, typically aged 39. There are about 11,700 housing units across 94124. A median home runs $1,035,000 here, or 12.6 times local income. Median household income is $82,928, near the U.S. median near $78,000. Roughly 17.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 44% of renters are cost-burdened.

Overall, 94124 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 94124 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 94124 shows blanks, not estimates, wherever the record is sparse.

94124's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 94124 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.