ZIP 94188 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 94188 (San Francisco County, California) lands at 21/100 — low on DLRadar's distress scoring. The latent-versus-live split is 46/100 structural and 0/100 already moving. Its heaviest discrete signals: structural risk (46/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) register low. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (83/100)).

The peak-phase market in 94188 posted values that held roughly flat over the year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Overall, 94188 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 94188 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 94188 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 94188 can be compared directly against any other ZIP in San Francisco County, California or nationwide. Where the record is thin for 94188, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 figure for 94188 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 94188 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.