ZIP 94105 Foreclosure, Tax-Lien & Distress Report
San Francisco County, California · High Vacancy market
DLRadar grades ZIP 94105 (San Francisco County, California) at a low 22/100 for overall property distress. The pressure is most legible in structural risk (50/100), construction/permit lag (22/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (72/100). Structural exposure scores 50 and live distress 3 on the 0–100 scale.
Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 12/100). Topping markets hide individual distress behind strong averages.
Rent burden reaches 24% of tenant households. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Median household income is $239,781, above the U.S. median near $78,000. The vacancy rate is 14.1% — elevated. There are about 10,003 housing units across 94105. DLRadar's demographic-stress index for the area reads 32/100. 38% of housing is owner-occupied. About 14,890 people live here, median age 34. Educational attainment sits at 85% bachelor's-or-above. A median home runs $1,398,000 here, or 6.1 times local income.
On the whole, 94105 leans distressed, with opportunity clustered in specific stressed parcels. 94105 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 94105 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in San Francisco County, California and the nation. Sparse data for 94105 shows as blanks, never estimates, and the score updates on every fresh public filing.
94105's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 94105 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 94105’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
94105 at a glance
The live 94105 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
San Francisco County ZIPs near 94105
Related reports across San Francisco County, California
Further distress data across San Francisco County, California at ZIP, county and state level.
Get the full acquisition report for 94105
Every distressed parcel in 94105 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology