ZIP 94112 Property Distress & Foreclosure Data

ZIP code 94112 in San Francisco County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 44/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (72/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 4% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $130,906 — above the roughly $78,000 national figure. The vacancy rate is 5.1%. On demographic stress specifically, 94112 scores 46/100. 80,133 residents call 94112 home, typically aged 42. Around 41% of renters are cost-burdened. About 36% have a four-year degree. The ZIP holds roughly 24,559 housing units. The tenure split is 67% owner-occupied to 33% rented. Roughly 9.0% live below the poverty line. A median home runs $1,174,100 here, or 8.9 times local income.

Overall, 94112 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.