ZIP 94108 Property Distress & Foreclosure Data

ZIP code 94108 in San Francisco County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 44/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (72/100)). What sets it apart are the readings on structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

The peak-phase market in 94108 posted values that rose 1.2% over the year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 9% of homes, renters 91%. Rent burden reaches 36% of tenant households. Population is roughly 11,008 with a median age of 46. 19.7% of residents fall below the poverty threshold. Home values center near $1,134,100, an affordability ratio of 18.9× — stretched. DLRadar's demographic-stress index for the area reads 56/100. There are about 7,950 housing units across 94108. Educational attainment sits at 45% bachelor's-or-above. Vacancy runs 18.2%, above the national norm and a classic distress-and-opportunity signal. Median household income is $63,864, below the U.S. median near $78,000.

On the whole, 94108 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.