ZIP 94108 Foreclosure, Tax-Lien & Distress Report
San Francisco County, California · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 94108 in San Francisco County, California comes in at 22, a low composite-distress reading. Structural risk reads 50/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (72/100). Leading the profile are structural risk (50/100), construction/permit lag (22/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted.
The market reads peak — home values held roughly flat year on year, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.
9% of housing is owner-occupied. Rent burden reaches 36% of tenant households. About 11,008 people live here, median age 46. The poverty rate is 19.7% — high, a tax-stress and distress correlate. Home values center near $1,134,100, an affordability ratio of 18.9× — stretched. On demographic stress specifically, 94108 scores 56/100. The ZIP holds roughly 7,950 housing units. Educational attainment sits at 45% bachelor's-or-above. Vacancy runs 18.2%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $63,864 — below the roughly $78,000 national figure.
Net-net, 94108 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 94108 at the moment; the composite and its components are still built from verifiable public records.
The 94108 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 94108 stays directly comparable to neighboring ZIPs and the rest of San Francisco County, California. Every figure is auditable to a public dataset and refreshed on ingest; 94108 shows blanks, not estimates, wherever the record is sparse.
94108's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 94108 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 94108 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 94108 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 94108, the same set carried on every parcel.
Neighbouring ZIPs in San Francisco County
More distress data near 94108
Further distress data across San Francisco County, California at ZIP, county and state level.
See every distressed parcel in 94108
Open 94108 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology