ZIP 94102 Foreclosure, Tax-Lien & Distress Report

ZIP 94102's composite property-distress score is 22/100 - DLRadar classes that as low for San Francisco County, California. The latent-versus-live split is 50/100 structural and 3/100 already moving. Property-level stress concentrates in structural risk (50/100), construction/permit lag (22/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (72/100).

The market reads peak — home values held roughly flat year on year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

34,983 residents call 94102 home, typically aged 41. There are about 23,629 housing units across 94102. The vacancy rate is 15.6% — elevated. About 42% have a four-year degree. Around 34% of renters are cost-burdened. On demographic stress specifically, 94102 scores 56/100. The typical home is worth about $935,900 (15.4× income, severely stretched). Households earn a median $64,781 — below the roughly $78,000 national figure. Owners hold 9% of homes, renters 91%. Roughly 21.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 94102 leans distressed, with opportunity clustered in specific stressed parcels. 94102 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 94102's 22/100 can be lined up against any neighbor in San Francisco County, California or any ZIP coast to coast. 94102 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 for 94102 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 94102 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.