ZIP 94109 Property Distress & Foreclosure Data

In San Francisco County, California, ZIP 94109 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 44/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (72/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $112,201 — above the roughly $78,000 national figure. A median home runs $1,300,300 here, or 12.4 times local income. Roughly 13.1% live below the poverty line. About 65% have a four-year degree. Around 31% of renters are cost-burdened. On demographic stress specifically, 94109 scores 51/100. 54,397 residents call 94109 home, typically aged 39. The ZIP holds roughly 39,490 housing units. The tenure split is 18% owner-occupied to 82% rented. The vacancy rate is 18.3% — elevated.

Taken together, 94109 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.