ZIP 94115 Foreclosure, Tax-Lien & Distress Report
San Francisco County, California · High Vacancy market
DLRadar grades ZIP 94115 (San Francisco County, California) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (72/100). The pressure is most legible in structural risk (50/100), construction/permit lag (22/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). Latent structural risk is 50/100 while live distress already moving reads 3/100.
The peak-phase market in 94115 posted values that held roughly flat over the year (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
32,715 residents call 94115 home, typically aged 38. There are about 19,239 housing units across 94115. Owners hold 25% of homes, renters 75%. Around 74% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 48/100. Vacancy runs 13.4%, above the national norm and a classic distress-and-opportunity signal. Around 23% of renters are cost-burdened. Roughly 13.4% live below the poverty line. Home values center near $1,679,000, an affordability ratio of 10.9× — stretched. Median household income is $154,264, above the U.S. median near $78,000.
Net-net, 94115 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 94115 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 94115 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in San Francisco County, California and the nation. The score is rebuilt from public data as it updates, so 94115 reflects the current record instead of a stale or modeled snapshot.
94115's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 94115 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 94115
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
94115 at a glance
Current distress, phase, housing and lender-pressure figures for 94115, drawn from the same report attached to each property.
San Francisco County ZIPs near 94115
Related reports across San Francisco County, California
Keep going: ZIP, county and state distress coverage for San Francisco County, California.
Open the complete 94115 acquisition file
See who owns each distressed property in 94115, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology