ZIP 94122 Foreclosure, Tax-Lien & Distress Report

In San Francisco County, California, ZIP 94122 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (83/100). Leading the profile are structural risk (46/100), institutional ownership (19/100), mortgage stress (8/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. On the structural side it scores 46/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 1% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 7.4%. On demographic stress specifically, 94122 scores 46/100. The ZIP holds roughly 24,208 housing units. Roughly 8.0% live below the poverty line. About 57,369 people live here, median age 42. Median household income is $145,717, above the U.S. median near $78,000. Owners hold 49% of homes, renters 51%. About 63% have a four-year degree. A median home runs $1,517,700 here, or 10.3 times local income. Around 31% of renters are cost-burdened.

Net-net, 94122 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 94122 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 94122 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 94122 can be compared directly against any other ZIP in San Francisco County, California or nationwide. 94122 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

94122's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 94122 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.