ZIP 94132 Property Distress & Foreclosure Data

DLRadar grades ZIP 94132 (San Francisco County, California) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (72/100)). On the structural side it scores 44/100, with 3/100 of stress already active.

The peak-phase market in 94132 posted values that rose 1.2% over the year, and 16% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 10.3%. Population is roughly 27,406 with a median age of 39. 14.0% of residents fall below the poverty threshold. Educational attainment sits at 59% bachelor's-or-above. The ZIP holds roughly 12,039 housing units. DLRadar's demographic-stress index for the area reads 50/100. Around 44% of renters are cost-burdened. Home values center near $1,470,700, an affordability ratio of 12.3× — stretched. Median household income is $118,557, above the U.S. median near $78,000. Owners hold 46% of homes, renters 54%.

On balance 94132 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.