ZIP 94132 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 94132 in San Francisco County, California comes in at 22, a low composite-distress reading. The sharpest non-environmental signals are structural risk (50/100), construction/permit lag (22/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 50/100 structural and 3/100 already moving.

The market reads peak — home values held roughly flat year on year, and 16% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 10.3%. Population is roughly 27,406 with a median age of 39. Roughly 14.0% live below the poverty line. About 59% have a four-year degree. The ZIP holds roughly 12,039 housing units. DLRadar's demographic-stress index for the area reads 50/100. Around 44% of renters are cost-burdened. A median home runs $1,470,700 here, or 12.3 times local income. Households earn a median $118,557 — above the roughly $78,000 national figure. Owners hold 46% of homes, renters 54%.

Overall, 94132 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 94132 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 94132's 22/100 can be lined up against any neighbor in San Francisco County, California or any ZIP coast to coast. Where the public record is thin for 94132, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 94132 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For a buyer, 94132 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.