ZIP 94134 Foreclosure, Tax-Lien & Distress Report
San Francisco County, California · High Value market
ZIP code 94134 in San Francisco County, California carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (50/100), construction/permit lag (22/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (72/100). Structural risk reads 50/100 against active distress of 3/100.
The market reads peak — home values held roughly flat year on year, and 4% lower over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.
Around 30% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 50/100. The vacancy rate is 5.2%. Rent burden reaches 40% of tenant households. Households earn a median $107,566 — above the roughly $78,000 national figure. 40,142 residents call 94134 home, typically aged 44. The poverty rate is 10.5%. The tenure split is 64% owner-occupied to 36% rented. The typical home is worth about $1,068,400 (9.9× income, severely stretched). There are about 12,850 housing units across 94134.
Net-net, 94134 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 94134's 22/100 can be lined up against any neighbor in San Francisco County, California or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 94134 reflects the current record instead of a stale or modeled snapshot.
Each component behind 94134 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Treat 94134 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 94134’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 94134 by the numbers
Current distress, phase, housing and lender-pressure figures for 94134, drawn from the same report attached to each property.
San Francisco County ZIPs near 94134
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See every distressed parcel in 94134
See who owns each distressed property in 94134, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology