ZIP 94005 Property Distress & Foreclosure Data

In San Mateo County, California, ZIP 94005 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 44/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (73/100). Its standout signals are structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 1.2% year on year, and 5% lower over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 2,104 housing units across 94005. The typical home is worth about $1,232,200 (7.4× income, severely stretched). Vacancy runs 11.1%. Around 51% of adults hold a bachelor's degree or higher. At $151,593, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 39/100. 60% of housing is owner-occupied. The poverty rate is 7.3% — low. About 4,718 people live here, median age 44. Rent burden reaches 31% of tenant households.

Net-net, 94005 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.