ZIP 94005 Foreclosure, Tax-Lien & Distress Report
San Mateo County, California · High Value market
Scored on a fixed 0-100 scale, 94005 (San Mateo County, California) returns a low composite of 27/100. The split runs 61/100 structural to 2/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (77/100)). The pressure is most legible in construction/permit lag (66/100), structural risk (61/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).
The market reads peak — home values held roughly flat year on year, and 5% lower over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 2,104 housing units. Home values center near $1,232,200, an affordability ratio of 7.4× — stretched. The vacancy rate is 11.1%. Educational attainment sits at 51% bachelor's-or-above. Median household income is $151,593, above the U.S. median near $78,000. On demographic stress specifically, 94005 scores 39/100. Owners hold 60% of homes, renters 40%. The poverty rate is 7.3% — low. About 4,718 people live here, median age 44. Around 31% of renters are cost-burdened.
On balance 94005 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 94005's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 94005 reflects the current record instead of a stale or modeled snapshot.
94005's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 94005 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 94005 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
94005 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 94005, the same set carried on every parcel.
Neighbouring ZIPs in San Mateo County
Nearest ZIP codes to 94005
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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Unlock parcel-level detail for ZIP 94005
Open 94005 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology