ZIP 94019 Property Distress & Foreclosure Data

In San Mateo County, California, ZIP 94019 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (73/100). On the structural side it scores 44/100, with 2/100 of stress already active. Its standout signals are structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 24% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. Around 29% of renters are cost-burdened. The vacancy rate is 9.4%. The tenure split is 76% owner-occupied to 24% rented. About 54% have a four-year degree. The ZIP holds roughly 5,745 housing units. Households earn a median $153,272 — above the roughly $78,000 national figure. On demographic stress specifically, 94019 scores 44/100. 14,754 residents call 94019 home, typically aged 46. A median home runs $1,556,800 here, or 9.8 times local income.

Overall, 94019 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.