ZIP 94402 Property Distress & Foreclosure Data

DLRadar grades ZIP 94402 (San Mateo County, California) at a low 20/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (73/100)). The latent-versus-live split is 44/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

The peak-phase market in 94402 posted values that rose 1.2% over the year, and 31% lower over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 6.4%. 6.1% of residents fall below the poverty threshold. Owners hold 59% of homes, renters 41%. Educational attainment sits at 69% bachelor's-or-above. Median household income is $179,683, above the U.S. median near $78,000. Home values center near $2,000,000, an affordability ratio of 11.1× — stretched. Around 34% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 45/100. The ZIP holds roughly 10,764 housing units. Population is roughly 25,498 with a median age of 41.

On balance 94402 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.