ZIP 94402 Foreclosure, Tax-Lien & Distress Report

ZIP code 94402 in San Mateo County, California carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (77/100). Structurally it carries 61/100, against 2/100 of stress already in motion. Its standout signals are construction/permit lag (66/100), structural risk (61/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The peak-phase market in 94402 posted values that held roughly flat over the year, and 31% lower over three years (phase confidence 12/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 6.4%. 6.1% of residents fall below the poverty threshold. Owners hold 59% of homes, renters 41%. Educational attainment sits at 69% bachelor's-or-above. At $179,683, median income runs above typical U.S. levels. A median home runs $2,000,000 here, or 11.1 times local income. Rent burden reaches 34% of tenant households. On demographic stress specifically, 94402 scores 45/100. The ZIP holds roughly 10,764 housing units. 25,498 residents call 94402 home, typically aged 41.

Overall, 94402 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 94402 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 94402 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 94402 can be compared directly against any other ZIP in San Mateo County, California or nationwide. The score is rebuilt from public data as it updates, so 94402 reflects the current record instead of a stale or modeled snapshot.

Each component behind 94402 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. The point of the 94402 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.